If you previously reached a lifetime dollar limit, your health plan will be required to offer you re-enrollment during a special 30-day open enrollment period, most likely later this year.
- The regulation does not apply to individuals who reached a lifetime dollar limit while covered by a contract that was not renewed or is no longer in effect.
- It does apply to family members who lost coverage due to reaching a lifetime dollar limit if other members of the family are still covered by an active policy.
- Plans must notify affected individuals how and when they are eligible to re-enroll.
- The open enrollment period must occur no later than the first day of the first plan year beginning on or after Sept. 23. Coverage must start according to the same timeline.